Assalamualaikum :) Basically, when I meet my prospect (takaful appointment), I will ask them "What is your dream?" atau "Apa yang anda nak dalam hidup?". Some of them love to travel, some of them want to retire young, some of them want to buy their dream car, ada yang nak beli rumah, dan macam macam lagi lah. Everyone have their own dream. But, how big the effort you put towards achieving your dreams? Of course, jawapannya earn more money and simpan dalam bank. Kerja kuat kuat dapat income lebih, simpan. Buat part time dropship, online business, part time baking, jual itu jual ini demi menambah pendapatan seharian. Dah dapat, simpan. Ada yang menceburkan diri dalam bidang pelaburan, which is very good. ASB, unit trust, beli rumah untuk disewakan, gold investment dan macam macam lagi. Tetapi, how did you sure that all of your saving are safe? When I meet prospect, I will ask them "What is your plan if emergency happen? Did you have emergency ex